Welcome to Hadlixe (“we,” “our,” or “us”). By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use this website.
1. Purpose of the Website
This website provides:
- Free downloadable templates (spreadsheets, workflows, trackers, etc.)
- Online financial tools
- Educational finance-related resources
All content is provided for informational and educational purposes only.
2. No User Accounts Required
You are not required to create an account or provide personal information to use this website. Any optional data you provide (for example, via contact forms) is handled according to our Privacy Policy.
3. Use of Content
You may:
- Download and use templates for personal or business use
- Share links to our content
- Resell, redistribute, or repackage our templates or tools as your own products
You may not:
- Claim ownership of our content
- Use our materials for unlawful or misleading purposes
All content remains the intellectual property of [Your Website Name] unless otherwise stated.
4. No Professional Advice
The tools, templates, and articles on this website do not replace professional financial, legal, or tax advice.
You are responsible for:
- How you use the information
- Any decisions you make based on the content
Always consult a qualified professional before making major financial decisions.
5. Accuracy of Information
We strive to keep our content accurate and helpful, but we do not guarantee that:
- All information is complete, correct, or up to date
- Tools and templates are free from errors
Use the website at your own risk.
6. Limitation of Liability
To the maximum extent permitted by law, Hadlixe will not be liable for:
- Financial loss
- Business loss
- Data loss
- Any direct or indirect damages
that arise from using this website, its tools, templates, or content.
7. External Links
Our website may contain links to third-party websites. We are not responsible for:
- Their content
- Their policies
- Their practices
Access third-party sites at your own discretion.
8. Changes to These Terms
We may update these Terms and Conditions at any time. Changes will be posted on this page with a new “Last updated” date. Continued use of the website means you accept the updated terms.
Disclaimer
I am not a financial advisor, investment advisor, or licensed professional.
The content on this website reflects my personal experiences, learning journey, and general financial knowledge.
Everything shared here, including templates, tools, and articles, is for educational and informational purposes only.
You should not treat any content on this website as financial, investment, legal, or tax advice.
Always seek guidance from a qualified professional before making financial decisions.